LINE OF CREDIT

Line of Credit: Get cash you need to draw on at anytime.

Apply Now with no affect to your credit score.

How It Works

1

Apply Online Easily

Fill Out Short, Simple Online Loan Request Form

2

Loan Decision In Minutes

Find Out If You Qualify Fast With No Impact on Credit Score

3

Get Your Money Quickly

Once Your Approved Recieve Cash As Soon As The Next Business Day.

No  Hard Credit Checks Makes Getting Approved Even Easier

What Do I Need To Apply?

In order to apply for a line of credit loan through EasyFinanceLending.com you have to meet the minimum requirements.

  • You must be at least 18 years
  • United States citizen or legal resident.
  • Verifiable source of monthly income
  • Working email address
  • Verifiable home and work telephone numbers.
hot tub financing for bad credit

What is a Line of Credit?

A line of credit is a simple a maximum amount a lender gives a borrower to draw on at any time up to their maximum amount they were approved for.

The borrower draws on an amount then pays it back plus interest. When it’s paid back the borrower can draw on it again. It is not like 1 hour payday loans where the balance is due on your next payday.

How Do I Apply for a Line of Credit?

Just click on the apply now button and then fill out the line of credit loan application. Next click the submit button.

If you are approved and you agree to the rate and terms then cash can be in your bank account as soon as the next business day or sooner.

There is no obligation so if you change your mind simply do not sign and  close out the window.

Line of Credit Loans for Bad Credit

If you have bad credit or no credit you still can apply. Our lenders do not do traditional credit checks so it makes it easier to get approved for a line of credit.

Why Do I Need a Line of Credit?

Most people use a line of credit so they can have immediate access to extra cash when they need it. Some use it for car repairs, home renonvations, or to take a vacation.

Do Lenders Finance More Than Just a Line of Credit?

Yes, they do! They have payday loans, personal loans, roof financing and more. Once you are approved for the loan amount and agree to the rate and terms you can use the funds on what you want to purchase.

Personal Lines of Credit

Do not let credit card debt sink you or let other monthly bills take control. Apply now for personal lines of credit to consolidate or pay off credit card debt and other monthly expenses. You can even apply by phone or any mobile device using our mobile loans feature.

APR Disclosure

Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.

Material Disclosure
Exclusions

Residents of some states may not be eligible for some or all short-term, small-dollar loans.

Credit Implications

Easy Finance Lending does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@EasyFinanceLending.com